The solution: from analogue to fully digital services … with SaaS Modules integrated with core banking environment BENEFITS FOR OUR CUSTOMERS 1- Reduce specialist desks footprint as a cost center ~ through in increase productivity 2- Stop losing customers via the backdoor ~ due to lack of proper support 3- Ability to provide personalized advice at scale ~ continuous stream of trade suggestions 4- Significant uptick in structured products volumes ~ at least 30% increase expected1 1- Estimate based on industry report by Accenture – Capital Markets Vision 2020 4 PRIVATE AND CONFIDENTIAL