CASE STUDY 5: DOKU Payment Gateway/e-wallet app in Indonesia Dynamic Dynamic App Authentication & ID QR Payment • DOKU(doku.com) is one of the top five e-wallet apps/payment gateways in Indonesia • 3 million downloads • 260,000 active users using swIDch technology • In unstable network environment, eliminate user discomfort and improve system safety and security • This feature will be applied at the USIM level in the future, and will be a pre-paid Wallet with telcos