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Progress to Date and Key Milestones Consumer Accenture App FIL prog. Successful Launch Scaling Phase live testing Nationwide Open Banking £400k Transactional seed Data investment Optimisation FCA Nationwide Open OB4G win Banking license granted Cloud architecture ML et Readiness live prototypes finalised Mark Cloud funding secured Natwest Fintech Accelerator Ducit.ai launches - Development & Market Fit Phases bootstrapped to Oct’19 Oct’18 Mar’19 Jun’19 Oct’19 Jan’20 Feb’20 Dec’18 © Ducit.ai - Private & Confidential 14

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