The Team - 10 Years of Successful Partnership Rafael Garcia-Navarro: CEO and Chief Chas Coppard: Chief Technology Officer Owen Ball: Chief Information Officer has Data Scientist with 2 decades of is an entrepreneurial software architect over 10 years of experience across the experience across the financial services, with over 20 years of commercial digital marketing and credit reference banking, credit reference agencies, experience across a diverse range of high agency industries. Owen has held senior digital and data and analytics industries. growth technology companies analytics roles at Ogilvy and Experian and He holds a degree in Business Studies, a encompassing a huge range of has led a broad range of initiatives Masters of Science in Information technologies. He is co-founder of a including cloud technology Technology for eCommerce and a number of startups, the last of which was transformation, data and analytics Masters of Science in Business acquired by Experian in 2011. He holds a architecture design and implementation Intelligence. He has held technical and Masters of Electrical and Electronics and big data analytics product business leadership positions across Engineering. development. He holds a degree in American Express, Barclays Bank, Marketing and Advertising. Ogilvy, and Experian. © Ducit.ai - Private & Confidential 15