Fintech Sandpit - Pitch Deck

The Financial Services Test Environment as a Service March 2020 [email protected] 1

Fintech partnerships drive outcomes faster Industry Expertise Disruptive ideas Willingness New technology to invest Brand Time to reputation Startup market Financial Services New Business Global Models Infrastructure Distribution Specialised networks Channels 2

But validating technology for a business problem takes a long time Prod Pilot Stage Due Diligence Tax PoC Sourcing Qualification Which fintech Biz/Financial Does this What fintechs solves my solution work for Goal solve my Legal/reg me? problem? problem best? NDA Data protection and approval Provision Activities Identify environment opportunity Detailed Architecture Governance Market scanning propositions Deploy/connect to Initial Demo/use cases solution engagement Tender/selection Information security Data cleaned and Customer protection shared Pilot to beta customers User feedback 2 weeks 3 months 1 week 2 months 2 weeks Lower Limit 2 weeks 2 weeks 9 months 3 months Upper Limit 4 weeks 2 months 3 months PoCcan take 3-12 months to validate 3

With Fintech Sandpit Sourcing PoC Prod Stage Qualification Pilot Goal What fintechs Which fintech Find the next 10x solve my solves my revenue Due Diligence problem? problem best? Provision opportunity Does this Biz/Financial environment Activities Explore the Digital NDA solution work for me? marketplace for Detailed Validate Legal/reg Deploy/connect to relevant capability propositions technologies & solution Demo/use cases business models Data protection and approval Pilot to beta for digital customers transformation Architecture Governance Build Information security User feedback Diligence light ecosystems Diligence performed for all fintech around your Customer protection onboarded and meet an industry products baseline. Pre-screening for 2 weeks infosec/supplier risk 3 months Bring PoCtime to 1-3 months 4

Fintech Sandpit is a Test Environment as a Service to validate new technology, build prototypes, and experiment with fintechs Fintechs Financial Services Curated test datasets Data anonymization Rapid experimentation Pre-integrated Fintechs 5

Three Components Marketplace Test Environment Data Supermarket Find capability and (or API Gateway) Find/create synthetic distribute yours to the Test & Experiment with datasets for testing market data APIs 6

How do you access Fintechs? 1 NO INTEGRATION VIA BROWSER 2EXISTING DEVELOPER WORKFLOW Fintechs Fintechs Requests Requests Data Runtime Tests Env API Gateway Audit Analytics Access management Deploys Requests SaaS User Development User Existing tools Cloud Environment IDE Network Network 7

Value Accelerating solution selection by 30% Accelerate digital transformation Gain confidence in the technologies with faster partnerships you choose Save time and effort to validate Comparatively test similar capabilities solutions (reduce the tax) over a standard dataset/criteria Fintech Sandpit Innovation Reduce time to market of new Infrastructure Distribute your products and solutions and get early customer services out into the market feedback 8

Innovation sandbox Rapid experimentation for innovation teams with functional testing Data Sandbox Securely host data and test third-party technology under existing privacy frameworks Use Cases Market Testing Comparative analysis of capabilities for business unit owners/decision makers Industry Experimentation marketplace Open innovation marketplace to test multiple fintechs in a solution Regtechsandbox Ensure operational resilience of solutions with performance/regression testing 9

The 10x Difference Access Save Speed Secure Without Manual, paid Repetitive process Organizational Sandpit reports & scouting for each fintech Months (3-18) governance engagement Digital, real time One time onboard Technical security With Sandpit catalogue & saving at least 75% Weeks (1-3) in line with existing marketplace repetition controls Data driven Best global Consolidated insights based on Fintechs available Have confidence in capability for 10x benefit real POCs that are in one place the technologies secure testing & happening in the partially onboarded that go-to-market experimentation ecosystem Save time to validate technology by ⅔ 10

Find & ValidateNew Capability Quickly 11

Build Full-Stack Solutions by Connecting APIs Fintech APIs New capability, models & efficiency Internal APIs Existing systems, data & proprietary tools Public APIs Open source capability, public datasets Private APIs Market data, proprietary data connections 12

Vision – the marketplacefor financial innovation Universities Underutilised creatives and future talent flow FinServ firms Established Tech Fintech and established firms building Industry standards and best practises products to support their customers expose the challenges of the past BigTech VCs Well-funded technology companies Insights, network, and funds expanding their service offerings. supporting the industry Tech communities FinTech communities Global communities of developers Accelerators, incubators, and other passionate to advance the industry Regulators communities accelerating fintech growth. Advanced insight into innovation. 13

Winners FCA TechSprint 2019 14

The Industry Test Environment as a Service Marketplace A selection of APIs onboard… [email protected] 15

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