Portabl - Pitch Deck

Pitch deck for Portabl, a member of the 2020 FinTech Innovation Lab cohort.

Flexible insurance, benefits & savings for the independent workers of the world… #thefutureofwork www.portabl.co | Strictly Confidential 2020 1

The nature of employment is changing WE ALL NOW LIVE & WORK IN A FREELANCE & GIG ECONOMY #shifthappens 2

#shifthappens

PROBLEM When you are a fulltime employee everything is provided for you… & you are taken care of if anything goes wrong… EMPLOYEE BENEFITS 4

PROBLEM However 50% of the world’s workforce now work independently – with no safety nets or support in place… FREELANCER BENEFITS The traditional models are no longer fit for purpose… 5

SOLUTION The delivery of personalised, on-demand, ‘portable’ insurance, benefits & savings products for freelance & gig workers… #thefutureofwork

PORTABL PLATFORM powered by FRISC A data-drivenplatform & community that generates personalised, on-demand, portable insurance, benefits and savings in 3 clicks... CREATE BUILD YOUR SUBSCRIBE YOUR PROFILE PERSONALISED JOIN THE COMMUNITY MEMBERSHIP BUNDLE ENJOY YOUR Portabl (We introduce you to BENEFITS! insurance, benefits & savings partners) << Powered by our ©FRISC Score - applied data engine >>

THE FUTURE OF WORK… IS NOW 9

MARKET SIZE The Gig Worker Economy is worth $1.3 Trillion in the US alone. (McKinsey 2016) 4.8 Million+ NUMBER OF SELF-EMPLOYED (UK) Serviceable Available Market 90 Million+ 100 K NUMBER OF SELF-EMPLOYED (WORLDWIDE) Total Available Market Portabl UK MEMBERS Target Market Share 10

TEAM 100+ yrs. of direct experience + ‘built by freelancers for freelancers’ Start up’s, Insurance & HR, Benefits, Risk, Data & Analytics Mike Minett AnnaMieritz Andrew Potterton Nerissa Naidu Product & UX Underwriting Advisor. Insurance Founder & CEO Ex Product Leader Ex Chief Underwriter Ex Head of Strategy Partnerships Salesforce, Upwork UNUM AIG Ex-Mercer Marsh Benefits Previous exit. Data & analytics start-up The Positive Ageing Co. Mark Colgan Des Matthewman acquired by MMC Inc. (2016) Community Co-Founder & CTO Ex Growth Lead Ex CTO Hays AXA, Capita

Built by Freelancers For Freelancers

COMPETITIVE ADVANTAGES Team POWERFULIP • 100+ yrsTech, data, HR & ©FRISC Score commercial experience The worlds first Freelancer Risk Score that will change the underwriting and credit • 50+ years as ‘freelancers’ process! BUILT BY FREELANCERS FOR PortablCOMMUNITY (and Risk pool) FREELANCERS An incentivised and motivated community We have lived and understand the that will enable P2P support and group pain points – and know how to use buying power. data to make things better. DATA CENTRIC -> Smart Contracts Real time data, risk profiling combined with proactive and predictive nudges. PARTNER incentive model We are financially incentivising world class, global organisations with a mutual #FRISCforgood interest in serving freelancers better. 13

Our asks… ✓ We are raising £300k (SEIS/EIS) now ✓ POC & Pilot partners ✓ Freelancer friendly products and services?

PIPELINE & TRACTION Partnerships in active development… With synergistic companies who have both a financial & vested interest in better serving freelance & gig workers. B2B Supply & Customers Distribution Proof of Concept Global (POC) Paid 5mth project focussed Accelerator on global distribution selection channels “…hurry up and finish building your product and we will be your first customer!” Stephane Kasriel CEO Upwork 15

ADVISORY Hugh Karp Robin Merttens BOARD Ex CFO MunichRe Co-Founder - Chair Founder Nexus Mutual INSTECH London Our advisors are commercial, Andrew Potterton Silvi Wompa-Clark thought leaders Life Business Consultant Head of Underwriting and industry BarentsRe exUnumInnovation SwissRE experts. Nerissa Naidu Rob Moore Ex Head of Global Strategy Head of Partnerships AIG Hiscox 16

If you believe the worlds freelance, gig & independent workers deserve to be better served, contact us today… [email protected] www.Portabl.co @Portablco #thefutureofwork 18