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COMPETITIVE ADVANTAGES Team POWERFULIP • 100+ yrsTech, data, HR & ©FRISC Score commercial experience The worlds first Freelancer Risk Score that will change the underwriting and credit • 50+ years as ‘freelancers’ process! BUILT BY FREELANCERS FOR PortablCOMMUNITY (and Risk pool) FREELANCERS An incentivised and motivated community We have lived and understand the that will enable P2P support and group pain points – and know how to use buying power. data to make things better. DATA CENTRIC -> Smart Contracts Real time data, risk profiling combined with proactive and predictive nudges. PARTNER incentive model We are financially incentivising world class, global organisations with a mutual #FRISCforgood interest in serving freelancers better. 13

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