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The FinTech Impact Report: Working through the world’s to-do list #FinTechforPlanet PLANET This impact category spans clean energy to climate, to water and land, and is negatively impacted by 86% of FinTechs. This is the highest negative impact identified. However, the 9% who positively impact Planet do so in a big way, resulting in a close to neutral 38 Net Impact Rating score of -3. Key SDG targets impacting People: (Including the percentage of FinTechs and their average Net Impact Ratings) FinTechs are… 01 | Empowering impactful consumer behaviour change 02 | Unlocking data for risk and regulatory management 03 | Boosting ESG transparency for SMEs 04 | Moving beyond behaving well, to doing well But there is still work to do… 04 | Make money matter via responsible financing 05 | Reduce natural resources and critical minerals dependencies powering the tech industry 06 | Move beyond counting carbon to wider biodiversity impacts 28

The FinTech Impact Report: Working through the world’s to-do list - Page 28 The FinTech Impact Report: Working through the world’s to-do list Page 27 Page 29