The FinTech Impact Report: Working through the world’s to-do list #FinTechforImpact References 1. Directive (EU) 2022/2464 of the European Parliament and of the Council, “Questions and Answers on the Adoption of European Sustainability Reporting Standards”, July 2023 53. EcoAct, “New developments to the CSRD: What are the implications for non-financial disclosures?", 14 July 2023 2. Financial Conduct Authority, “Sustainability Disclosure Requirements (SDR) and investment labels“, October 2022 54. Vested Impact 3. Financial Conduct Authority, “A strategy for positive change: our ESG priorities", 21 November 2011 55. World Economic Forum, “Nature Risk Rising: Why the Crisis Engulfing Nature Matters for Business and the Economy", January 2020 4. Nielsen IQ, “The Importance of Labelling, Label Insight”, 13 June 2023 56. Anders Andrae, “Total Consumer Power Consumption Forecast", October 2017 5. 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All data/statistics from Vested Impact’s platform and underlying data and analysis. Vested Impact’s methodology and data sources can be viewed at: 63. Ibid www.vestedimpact.co.uk 64. Vested Impact 12. Ibid 65. Crisis, “Number of households facing eviction in private rented sector at highest point in eight years", 10 August 2023 13. Ibid 66. The Data City 14. Ibid 67. Financial Conduct Authority, “Millions of Britons struggling with bills, warns regulator”, 21 August 2022 15. Ibid 68. Vested Impact 16. Ibid 69. Ibid 17. Ibid 70. Ibid 18. Ibid 71. Ibid 19. Ibid 72. Beauhurst, “The UK’s unicorn companies: at a glance”, September 2022 20. Ibid 73. FinTech Magazine, “Top 10 UK fintechs by market capitalisation” 12 July 2023 21. World Bank, “Share of individuals who are unbanked” (UK) from 2011 to 2021, by age, gender, and income level, (accessed via Vested ImpactAugust 2023) 74. Vested Impact 22. EY, “UK FinTech’s top female leaders call for regulation to narrow the gender pay gap and encourage stronger female progression in the sector’”, 17 April 2023 75. Open Banking, “Adapting to survive: UK’s small businesses leverage open banking as part of COVID-19 recovery”, December, 2020 23. Vested Impact 76. Open Banking, “Open banking reaches 11 million+ payments milestone”, August 2023 24. World Bank, “Global Findex Database 2021”, 2021 77. Open Banking, “Open Banking Impact Report June 2022 – key insights on adoption and business use”, June 2022. 25. World Bank, “Share of individuals who are unbanked” (UK) from 2011 to 2021, by age, gender, and income level, (accessed via Vested ImpactAugust 2023) 78. Vested Impact 26. Treasury Committee – House of Commons, “Consumers’ access to financial services”, May 2019 79. British Business Bank, “Small Business Finance Markets 2022-23 Report”, September 2023 27. Financial Conduct Authority (FCA), “Financial Lives 2022”, 26 July 2022 80. Sifted, “A third of UK unicorns founded by ethnic minorities", September 2023 28. Vested Impact 81. Zippia, “20+ Must-Know Startup Statistics”, 20 Feb 2023 29. Wise, “2022 Remittances Report”. November 2022 82. Barclays, “Black Founder Accelerator", (accessed October 4, 2023) 30. Ibid 83. HSBC, “HSBC buys Silicon Valley Bank UK”, 14 March 2023 31. Ibid 84. “FinTech Growth Fund”, (accessed October 4, 2023) 32. World Bank, “Global Findex Database 2021”, 2021 85. Vested Impact 33. AltFi, "There are more female founders than ever, why are they only getting 6% of VC funding“, (accessed October 4, 2023) 86. Ibid 34. EY, “UK FinTech’s top female leaders call for regulation to narrow the gender pay gap and encourage stronger female progression in the sector’”, 17 April 2023 87. Goss L. CityAM, “UK receives lowest ever score on corruption index as Britain’s reputation suffers after a string of political scandals”, January 2023 35. 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